As we continue to tread in choppy waters, we embrace the concept that lower prices benefit net savers long term. Buying more of something while it’s on sale can be …
Q1 2022 Market Update
During the first quarter, 2022 the Wilshire 5000 declined -5.89%(Wilshire 5000 return from 12-31-2021 to 3-31-2022). Over the same…
Inflation is Here – Now What?
Inflation is clearly a major problem in our country now. Our current inflation rate is 7.9% compared to 1.81% in 2019. How did we get here a
2021 Annual Letter
The year 2021 was generally strong for investments, financial plans, and our business. Despite headwinds such as inflation, supply chain iss
Q3 2021 Market Update
Q3 was a bit of a pause on the yearly growth, but markets again roared back to all-time highs in October. This year has continued solid retu
Constitution Day – We are not a Democracy
Over the years I have been writing an Independence Day article to remind us of the sacrifice our founding fathers made. In the article I…
Q2 2021 Market Update
In Q2 2021 the Wilshire 5000 Total Return index gained 8.05%, the All-Country World Index gained 7.11%, and the Barclays Aggregate Bond…
Etsy (ETSY) Scratch Notes
Etsy is the global marketplace for unique and creative goods. We connect millions of buyers and sellers from nearly every country around…
Independence Day – Slavery & the Original Declaration of Independence
Thomas Jefferson wrote language into the original Declaration of Independence that had to be taken out in order to receive a unanimous vote.